Privacy Policy

Effective Date: October 29, 2025

At Lucas0, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform at lucas0.com. Please read this policy carefully to understand our practices regarding your personal data.

1. Information We Collect

1.1 Personal Information

When you create an account on Lucas0, we collect the following personal information:

  • Email address: Used for account identification, authentication, and communication
  • Name: Used for personalization and account management
  • Password: Securely hashed using bcrypt encryption (we never store plaintext passwords)
  • Account creation date: For record-keeping and analytics

1.2 Portfolio Data

To provide our core services, we collect and store information about your investment portfolio:

  • Stock symbols and holdings
  • Transaction history (buy/sell orders, dates, prices, quantities)
  • Dividend records
  • Portfolio snapshots and historical data
  • Custom notes and watchlists

1.3 Usage Data

We automatically collect certain information when you use our platform:

  • Browser type and version
  • IP address and approximate location
  • Pages visited and features used
  • Session duration and interaction patterns
  • Device information (desktop, mobile, tablet)

1.4 AI Interaction Data

When you use our AI-powered chat features:

  • Questions and prompts you submit to the AI
  • AI responses and recommendations
  • Chat history and conversation context
  • Feedback and ratings on AI responses

2. How We Use Your Information

We use the information we collect for the following purposes:

2.1 Core Service Delivery

  • Authenticate your identity and manage your account
  • Track and analyze your investment portfolio
  • Generate performance reports and analytics
  • Provide AI-powered investment insights and recommendations
  • Calculate returns, dividends, and tax implications

2.2 Communication

  • Send important account notifications and security alerts
  • Respond to your support requests and inquiries
  • Notify you of platform updates and new features (with opt-out option)

2.3 Platform Improvement

  • Analyze usage patterns to improve user experience
  • Debug technical issues and optimize performance
  • Develop new features based on user needs
  • Train and improve AI models (using anonymized data only)

2.4 Security and Compliance

  • Detect and prevent fraud, abuse, and security threats
  • Comply with legal obligations and regulatory requirements
  • Enforce our Terms of Service and platform policies

3. Data Storage and Security

3.1 Storage Infrastructure

Your data is stored securely using enterprise-grade technology:

4. Third-Party Services

Lucas0 integrates with the following third-party services:

4.1 Yahoo Finance

We use Yahoo Finance APIs to retrieve:

  • Real-time and historical stock prices
  • Company financial data and statements
  • Market news and analyst recommendations
  • Dividend history and corporate actions

Privacy Note: Yahoo Finance may log API requests. We do not share your personal information with Yahoo Finance—only stock symbols and public market data are transmitted.

4.2 Lucas0 (Lucas0)

We use Lucas0 models from Lucas0 to power our investment assistant:

  • Your questions and prompts are sent to Lucas0's servers for processing
  • Portfolio context may be included to provide personalized responses
  • Lucas0 processes data according to their Privacy Policy
  • We do not use your data to train Lucas0's models without explicit consent

4.3 LiteLLM Proxy

We use LiteLLM as an intermediary to route AI requests. LiteLLM temporarily processes requests but does not store conversation data.

5. Data Sharing and Disclosure

We do not sell, rent, or trade your personal information. We may disclose your data only in the following circumstances:

5.1 With Your Consent

We will share your information when you explicitly authorize us to do so.

5.2 Legal Obligations

We may disclose information if required by law, court order, subpoena, or to comply with regulatory investigations.

5.3 Security and Fraud Prevention

We may share information with law enforcement to investigate security incidents, fraud, or violations of our Terms of Service.

5.4 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity, subject to the same privacy protections.

6. Your Rights and Choices

You have the following rights regarding your personal data:

6.1 Access and Portability

You can access, download, and export your portfolio data at any time through the dashboard interface.

6.2 Correction and Updates

You can update your account information, correct inaccuracies, and modify portfolio data directly through your account settings.

6.3 Deletion

You can request complete account deletion by contacting us at admin@lucas0.local. We will delete your data within 30 days, except where retention is required by law.

6.4 Opt-Out of Communications

You can opt out of non-essential communications (newsletters, feature updates) while continuing to receive critical security and account notifications.

6.5 Data Minimization

You control what data you enter into the platform. You are not required to upload complete portfolio information to use basic features.

7. Cookies and Tracking

Lucas0 uses cookies for the following purposes:

  • Authentication Cookies: JWT tokens stored in HttpOnly cookies to maintain your login session (7-day expiration)
  • Preference Cookies: Remember your dashboard settings and display preferences
  • Analytics Cookies: Understand usage patterns to improve the platform (anonymized data)

You can disable cookies in your browser settings, but this may limit platform functionality. Authentication cookies are required for core features.

8. International Data Transfers

Lucas0 is hosted in the United States. If you access our platform from outside the U.S., your data will be transferred to and stored on servers located in the United States. We ensure appropriate safeguards are in place to protect your data in accordance with this Privacy Policy.

9. Children's Privacy

Lucas0 is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If we discover that we have inadvertently collected data from a child, we will delete it immediately.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of material changes by:

  • Posting a notice on the platform homepage
  • Sending an email to your registered address
  • Updating the "Effective Date" at the top of this policy

Your continued use of Lucas0 after changes take effect constitutes acceptance of the updated policy.

11. GDPR and CCPA Compliance

11.1 GDPR (European Users)

If you are located in the European Economic Area (EEA), you have additional rights under the General Data Protection Regulation (GDPR):

  • Right to access your personal data
  • Right to rectification of inaccurate data
  • Right to erasure ("right to be forgotten")
  • Right to restrict processing
  • Right to data portability
  • Right to object to processing
  • Right to withdraw consent at any time

To exercise these rights, contact us at admin@lucas0.local. We will respond within 30 days.

11.2 CCPA (California Residents)

If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA):

  • Right to know what personal information is collected
  • Right to know if personal information is sold or disclosed
  • Right to opt-out of the sale of personal information (we do not sell data)
  • Right to deletion of personal information
  • Right to non-discrimination for exercising CCPA rights

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us:

  • Email: contact@lucas0.com
  • Platform: lucas0.com
  • AI Support: Use the chat feature in the dashboard for privacy-related questions

We will respond to all inquiries within 5 business days.

This Privacy Policy was last updated on October 29, 2025. By using Lucas0, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy.